Are you an avid runner residing in Singapore? Whether you’re racing through marathons, deeply engrossed in your marathon training, enjoying scenic jogging routes, or simply clocking miles to keep your fitness in check (don’t forget to use that km to miles converter!), having the best credit cards in SIngapore that aligns with your athletic passion can enhance your experience.
It’s more than just about getting financially savvy; it’s about integrating your lifestyle with tools that support it.
And while it’s essential to keep track of your physical stats, perhaps using a BMI calculator to monitor your health progress, it’s equally vital to have a financial tool that complements your runner’s journey.
Here’s a curated list of the best credit cards in Singapore specially tailored for enthusiastic runners like you:
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Best Credit Cards in Singapore 2023
1. Citi Cash Back Card
Best For: Savings on dining, grocery, and Grab spendings to fuel up before or after runs.
Reward Type: Cashback
- Maximise cash back earnings on dining and groceries.
- Additional savings on Grab rides, perfect for heading to and from race venues.
- No minimum spend required and no cap on cash back earned.
How to Apply: Apply online easily here to get S$300 cash back Welcome Offer until 31 October 2023.
2. Citi PremierMiles Card
Best For: Frequent travelers who want to earn while they book online hotels and flights.
Reward Type: Miles
- Accrue bonus miles that never expire.
- Get the best deals on hotel and flight bookings, ideal for international race participations.
How to Apply: Apply online easily here to get 8,000 bonus Citi Miles Welcome Offer until 31 October 2023.
3. Citi Rewards Card
Best For: Fitness enthusiasts who love online and shopping spend.
Reward Type: Rewards Points
- Earn 10X Points on online groceries, food delivery, ride-hailing, department stores, clothing shops, and more. It’s perfect for shopping for sports apparel.
- Get extra discounts with many merchants locally and overseas.
- Enjoy complimentary travel insurance when you charge your airfare to the card.
How to Apply: Apply online easily here to get 40,000 bonus Points Welcome Offer until 31 October 2023.
4. Standard Chartered Journey Credit Card
Best For: Frequent flyers who value convenience and exclusive perks.
Reward Type: Miles
- Be rewarded with bonus miles that do not expire, from your first dollar spent.
- Enjoy complimentary travel insurance and complimentary visits to Priority Pass lounges around the world each year, ideal for those flying to overseas races.
- S$0 foreign transaction fee for overseas spend.
How to Apply: Apply online easily here to get up to 45,000 Welcome Miles.
5. Standard Chartered Simply Cash Credit Card
Best For: Runners who love simple, unlimited rewards.
Reward Type: Cashback
- Enjoy a hassle-free cashback process on all your spends with no minimum spend and and no cashback cap.
- 2 years annual fee waiver.
- Exclusive for Standard Chartered cardholders: Enjoy a 15% discount off registration fees for the Standard Chartered Singapore Marathon, a great perk for those gearing up for this signature race event.
How to Apply: Apply online easily here to get S$288 cashback.
Additional Benefits for All Cardholders (Not Just Runners)
All the above credit cards come packed with a slew of benefits that aren’t just limited to runners. Most cardholders can take advantage of:
- Exclusive dining deals to indulge in post-run meals.
- Travel insurance to give you peace of mind during overseas races.
- Lounge access for relaxation before your flight to international marathon events, and more.
What to Look for in a Credit Card as a Runner
When you’re scouting for a credit card as a runner, ensure you’re on the lookout for:
- Relevant cashbacks to save on your running gear and nutrition.
- Partnerships with top-tier sports brands or significant running events.
- Travel benefits that ease your participation in overseas marathons.
- No foreign transaction fees which can save a significant amount when registering for international races or buying gear abroad.
Choosing the Right Mix of Credit Cards
It’s not just about picking one card; it’s about having the right arsenal. For a strategic spender, combining cards that cater to specific spending types can be the key to maximising rewards.
For instance, while Miles and Cashback credit cards might not pair well together, Points credit cards offer the flexibility of both cash rebates on specific merchants and converting points into miles for that dream marathon abroad.
Maximising Benefits with Credit Card Promotions
Every runner comprehends the importance of timing, very much like taking advantage of credit card promotions. Whether you’re pacing yourself for a marathon, optimising those crucial sprints with the right gear bought using the Citi Cash Back Card, or grabbing a deal, knowing when to act is key. The same strategy applies when seeking out the perks of credit card offers.
Singaporean banks frequently launch tempting credit card promotions, proffering a host of advantages from generous sign-up bonuses and reduced annual fees to delightful gifts and vouchers.
The Standard Chartered Simply Cash Credit Card, for instance, occasionally provides promotions that align perfectly with a runner’s lifestyle. So, when is the opportune time to sign up for a new card? Keep your eyes peeled during festive periods, bank anniversaries, or major shopping events. During these times, banks tend to roll out their most compelling promotions to attract new patrons.
However, while these offers can be enticing, it’s imperative to ensure the card complements your runner’s lifestyle. The Standard Chartered Journey Credit Card and Citi PremierMiles Card, for example, offers splendid travel discounts which might be ideal for those jetting off to international marathons.
The surge in online shopping has introduced a fresh perspective. Many cards nowadays, like the Citi Rewards Card, present promotions tailored specifically for e-commerce, be it additional rewards for online expenditures or exclusive online shopping events. If you’re keen on online shopping, procuring your jogging equipment or enrolling in marathon training programmes, this could be immensely beneficial.
Nevertheless, always remember to delve into the terms and conditions. Some offers, might entail a minimum spend or come with other stipulations. Additionally, being aware of the offer’s expiration date ensures you fully benefit from its potential.
In essence, identifying the best credit cards in Singapore isn’t just about ongoing perks; it’s about seizing the moment with the right credit card promotion. Whether you’re tallying your distance on the track or preparing for that international race, make sure your credit card is working just as hard as you are!
Finishing Strong with the Right Financial Support
Pairing your passion for running with the right credit card can enhance your experience and provide significant savings.
Whether it’s enjoying cashbacks, availing discounts on marathon registrations, or earning miles for your next race abroad, choose a card that complements your runner’s lifestyle.
Remember, the journey to the finish line is always more enjoyable with the right support!
What are the best credit cards in Singapore for runners?
Popular choices include Citi Cash Back Card, Citi PremierMiles Card, DBS Woman’s World Card, American Express Singapore Airlines KrisFlyer Credit Card, and Standard Chartered Simply Cash Credit Card.
Can I earn rewards on my runs with the best credit cards in Singapore?
Yes, select cards offer rewards for fitness-related expenses, including gym memberships and sporting goods.
Are there credit card promotions for runners in Singapore?
Absolutely! Banks frequently launch promotions, especially during festive periods and major shopping events. For instance, Standard Chartered cardholders get discounts on the Singapore Marathon.
Which is the best credit card in Singapore for travel rewards?
The Citi PremierMiles Card and American Express Singapore Airlines KrisFlyer Credit Card are popular choices for earning travel miles.
How can I maximise my savings with the best credit cards in Singapore?
Combine cards to optimise rewards, stay updated on credit card promotions, and utilise special offers for online shopping, especially for jogging equipment and marathon training.